Nor did they violate the Act by not providing a deadline as to the offer to settle and leaving it open-ended.ĭorrian v. The Judge found that a collection agency did not violate the FDCPA by sending a letter to a debtor proposing to settle her debt for a portion of the balance owed while not specifying whether interest was accruing on the debt. This case formally adopted the 2nd Circuit (NY) holdings interpreting the Fair debt collection practices act (FDCPA). Sequium Asset Solutions, LLC, Civil Action 22-11139-JGD (D. Helpful discussion of state and federal law.īertolino v.
Regulations prohibiting calling a debtor more than twice a week, unless the creditor truly cannot reach the debtor or leave a message, apply to a creditor who did not reach the debtor but chose not to leave a message.
